Reduce your rate and/or term or take cash out!
Use this opportunity to reduce your rate and possibly rid yourself of expensive PMI. If you have an FHA or VA loan we can reduce your rate with a streamline mortgage refinance - no appraisal and no income qualifying. Reduce your rate even further with a 15 year loan and save buckets of interest compared to a 30 year loan. Whatever loan you choose, we guarantee you’ll remember this as one of the smartest things you’ve done in your life.
With a cash out refinance, we’ll help you secure financing for that long awaited remodel, fabulous backyard, debt payoff or whatever else you’ve been waiting to do. Give our team a call today. Let’s get it done!
Rent vs. Own
According to a recent article published by the San Diego Union Tribune, in San Diego County "the average rent for a studio was $1,383; $1,533 for a one-bedroom; $1,821 for a two-bedroom; $2,257 for a three-bedroom; and $3,043 for a four-bedroom."
If you’re paying over $1,800 in rent, it may be time to say good bye to your landlord and start securing your own financial future. With our low and zero down loan programs, first time homebuyer programs, FHA programs, USDA programs and special military VA programs, it’s worth making the call for a free loan pre-qualification and assessment. In just a few short weeks, you could be a homeowner, building your future.
VA Interest Rate Reduction Loans (IRRLs)
Refinance your VA loan and get a lower rate with the VA Interest Rate Reduction Loan. There is no waiting period so you can refi immediately even if you haven’t made your first payment yet. There is no income qualifying, no appraisal required and you can roll all your costs into the loan. Nothing could be simpler. Let Choice Lending help you reduce your payment with a VA IRRL. Give our team a call today and thank you for your service!
Choice Lending Corp San Diego is dedicated to helping you, our San Diego neighbor, obtain the most effective and beneficial home loan. We know there is no such thing as a “cookie cutter” home loan (or borrower) so we’ll strive to understand your needs before we make any recommendations. We offer a wide variety of loan programs to better serve your home buying or refinancing needs. Whether you are looking to buy an investment property, primary residence or second home, we have you covered.
We have VA loans for active military and veterans, FHA and grant programs for first-time homebuyers, conventional and jumbo loans, as well as zero-down USDA loans. Choice also has programs specifically tailored to the self-employed borrower. To find out more about our loan programs, give one of our friendly and knowledgeable loan professionals a call today.
Call Us Today
7676 Hazard Center Drive Suite #500
San Diego, CA 92108
This Calculator is for demonstration purposes only and may not reflect actual numbers for your mortgage. Principal and Interest payment only-does not include monthly costs for property tax, hazard insurance, private mortgage insurance (if applicable), Homeowner Association fees (if applicable) or any other miscellaneous fees (if applicable). please contact our office for more information.