Reduce your rate and/or term or take cash out!
Use this opportunity to reduce your rate and possibly rid yourself of expensive PMI. If you have an FHA or VA loan we can reduce your rate with a streamline mortgage refinance - no appraisal and no income qualifying. Reduce your rate even further with a 15 year loan and save buckets of interest compared to a 30 year loan. Whatever loan you choose, we guarantee you’ll remember this as one of the smartest things you’ve done in your life.
With a cash out refinance, we’ll help you secure financing for that long awaited remodel, fabulous backyard, debt payoff or whatever else you’ve been waiting to do. Give our team a call today. Let’s get it done!
Rent vs. Own
According to a recent article published by the San Diego Union Tribune, in San Diego County "the average rent for a studio was $1,383; $1,533 for a one-bedroom; $1,821 for a two-bedroom; $2,257 for a three-bedroom; and $3,043 for a four-bedroom."
If you’re paying over $1,800 in rent, it may be time to say good bye to your landlord and start securing your own financial future. With our low and zero down loan programs, first time homebuyer programs, FHA programs, USDA programs and special military VA programs, it’s worth making the call for a free loan pre-qualification and assessment. In just a few short weeks, you could be a homeowner, building your future.
VA Interest Rate Reduction Loans (IRRLs)
Refinance your VA loan and get a lower rate with the VA Interest Rate Reduction Loan. There is no waiting period so you can refi immediately even if you haven’t made your first payment yet. There is no income qualifying, no appraisal required and you can roll all your costs into the loan. Nothing could be simpler. Let Choice Lending help you reduce your payment with a VA IRRL. Give our team a call today and thank you for your service!
